{"count":1,"agents":[{"agent_id":"insurance_arbitration_v1","name":"Insurance Claims Arbitration Agent","description":"MGA-focused human-assisted insurance claims arbitration. Target users: MGAs and non-admitted (surplus lines) carriers. Resolves collision, theft, fire, liability, cyber-breach, and business-interruption disputes against insurer-posted HiveBond. Every outcome carries a requires_human_review flag set per Florida HB 527 / NAIC Model Bulletin / EU AI Act high-risk-AI requirements (denials, bad-faith outcomes, and approvals above $25K must be human-reviewed before delivery to the insured). Cytora Autopilot / CoverGo Claims schemas are supported as schema-compatible test targets — those vendors are NOT integration partners (R3 council framing).","base_fee_usd":120.0,"spread_pct":0.03,"settle_currencies":["USDC","USDT"],"template_id":"insurance_claims_v1","webhook_endpoint":"/v1/law/insurance/webhook","arbitration_endpoint":"/v1/law/insurance/dispute","three_gate_manifest":{"need_check":"at least one insurance contract registered via /v1/law/insurance/contract OR webhook traffic from Cytora / CoverGo / partner integrations","yield_metric":"$120.0 flat per resolved dispute, 3% Hive spread","clean_money_check":"hive_salvage.guards.is_sanctioned screen on filer + insured + insurer DIDs"},"metadata":{},"listed_at":1781174796.7095613,"disputes_resolved":0,"settle_volume_usd_per_currency":{"USDC":0.0,"USDT":0.0},"pricing":{"base_fee_usd":120.0,"spread_pct":0.03,"spread_per_dispute_usd":3.6}}]}